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Emerging Risks

Holding the line on cyber risk in a soft market

Woman holding a phone and looking at a laptop

The cyber insurance market is at a pivotal crossroads. Premiums are falling, coverage terms are loosening and competition is fierce — yet the cyber threat landscape…

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Categories: Industry Trends Tags: Emerging Risks, Insurance Technology

Labor shortages and rising medical costs squeeze workers’ comp market

Written by Chris Davis for Insurance Business. Shared with permission. Aging workforce, wage inflation and litigation pressure are reshaping carrier appetite and pricing dynamics Ongoing labor…

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Categories: Industry Trends Tags: Emerging Risks, Leadership Voices

Why catastrophe coverage can’t wait

The risks are rising — and so is the need for better coverage conversations Catastrophes continue to make headlines, yet many still view them as distant…

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Categories: Risk Management Tags: Emerging Risks, Leadership Voices

Helping clients avoid gaps in coverage with accident and health insurance

Insights from the Health Special Risk team at Arrowhead Programs Many Americans don’t have the financial stability to cover unexpected expenses. According to a 2024 Federal…

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Categories: Risk Management Tags: Emerging Risks, Program Strategy

Playing defense against risk in sports and entertainment

The growing market More than 60 million kids participate in youth sports leagues in the United States, according to the National Council of Youth Sports. The…

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Categories: Risk Management Tags: Emerging Risks, Leadership Voices, Program Strategy

Workers’ comp playbook: What agents need to know

Unlike the hard market many insurance lines experienced in recent years, the workers’ compensation market has been fairly stable. But agents shouldn’t be lulled into a…

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Categories: Risk Management Tags: Coverage Trends, Emerging Risks

The rising importance of flood insurance in a changing climate

Written by Chris Davis for Insurance Business. Shared with permission. Wright Flood’s president, Patty Templeton-Jones, explains why flood insurance is more critical than ever as climate…

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Categories: Risk Management Tags: Catastrophe Exposure, Emerging Risks, Leadership Voices

Proactive risk management is key to auto liability stability

Looming tariffs, supply chain disruption, higher damages awards and inflation continue to put pressure on the auto liability segment’s operating margins, and agents are feeling the…

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Categories: Risk Management Tags: Carrier Collaboration, Emerging Risks, Program Strategy

Why now is the right time to review your E&O options

Navigating market shifts and rising risks Increasingly severe weather events. Nuclear court verdicts. Supply chain disruption. Inflation. Despite the pressures on the professional liability market, you…

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Categories: Risk Management Tags: Coverage Trends, Emerging Risks

M&A in 2025: A tangled web of economic and political influences

Guest post by Vaughn Stoll, SVP and Director of Acquisitions for Brown & Brown. Several interconnected variables are consistently at play with the U.S. economy which…

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Categories: Industry Trends Tags: Emerging Risks, Leadership Voices, Mergers & Acquisitions
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