Small Business Special Risk

Program Description

Arrowhead’s Small Business Program covers DIC perils including Earthquake, Flood and EQSL, for smaller California businesses only. We offer:

  • One business day premium indications
  • Policy Limits available from $250,000 to $10 million for commercial occupancies, and up to $20 million for habitational occupancies (HOA, apartments, multi-unit condos)
  • Minimum premium: $2,500

QBE Specialty Insurance Company
Everest Indemnity Insurance Company
Steadfast Insurance Company
Program administered by
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Niels Seebeck

Quote Online at ArrowheadExchange.com

  • Go to ArrowheadExchange.com, select Producer and login
  • Select Commercial Earthquake on your left navigation, then click Get a Quote or Renewal Quote
  • Enter underwriting information
  • Premium indication will emailed within one business day
  • Option to print a quote form to present to your client
  • Request to bind coverage online. Arrowhead reviews all submissions before coverage can be bound
  • Required upon binding:
    • Surplus lines information
    • Inspection contact and phone
    • Mortgage and loss payee info (if applicable)
  • Payment terms are the same as our standard program requirements
    • An agency check must be received within 30 days of the month which a policy is effective
  • Policy issued after binding
  • Quotes are good for up to 90 days

NOTE: You cannot bind the same day. You must request to bind the day before you need coverage.

Arrowhead Programs

Representing more than $6 billion in written premium in the personal, commercial, specialty, professional liability and public entity segments