Residential Earthquake

Program Description

Arrowhead’s Residential Earthquake insurance program is designed to provide better earthquake insurance options for California, Oregon and Washington home and condominium owners. After the 1994 Northridge earthquake, insurance companies greatly restricted the types of policies they are willing to offer and, in many cases, raised the premiums too. This created a void in the marketplace for reasonably priced, high quality insurance products.

The Arrowhead Residential Earthquake Insurance program delivers insurance products with broader coverages, higher limits and lower deductibles. The rates are competitive depending on the location of the risk and age of the dwelling.

Product information varies by carrier
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Palomar Specialty (Value Select)

Palomar Specialty, Zurich
Program administered by
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Steve Goebel

Our programs are issued exclusively through our network of independent producers.

This product is available on Arrowhead Exchange.

Arrowhead Exchange is our secure online portal where producers can quote and submit new business and service existing policies. This easy-to-use online facility helps streamline new business and post-sale tasks.

Learn more about the benefits of Arrowhead Exchange.

If you are an Arrowhead Producer who does not have access to the Residential Earthquake products, please use our Apply for Additional Products tool. If you are not an Arrowhead producer, please refer to our Become a Producer section.

Retrofitting Form
How to file an earthquake claim


Please view individual carrier pages for additional downloadable product flyers.

Arrowhead Programs

Representing more than $6 billion in written premium in the personal, commercial, specialty, professional liability and public entity segments