This E&O program is designed for real estate agents and brokers involved in residential and commercial real estate sales, leasing and property management. It offers flexible deductible options, multiple coverage enhancements and higher sublimit choices to cover the wide array of risks real estate professionals face.

• Policy limits: Up to $5m per claim and aggregate
• Deductibles: Options from $0 to $10K
• Failure to disclose pollutants; third-party discrimination; and open house/lockbox claims: Up to $500K each claim/aggregate
• Social engineering fraud; drone liability; social media liability; contingent bodily injury and/or property damage; and administrative & regulatory proceedings: Up to $25K aggregate
• Crisis management; privacy incidents; and outside organization liability: Up to $30K aggregate
• Real estate agent personal protection extension: Up to $10K aggregate
• Subpoena coverage: Up to $100K aggregate
• Trial attendance expense: Up to $10K
• Extended reporting period options: From 1-3 years, with unlimited options for retired agents
• Additional features & endorsements: Employment practices liability (except CA & NY); network security & data breach; construction development claims; business brokerage; amend settlement provisions; and mutual selection of counsel
• Target Insured: Up to $6 in revenue

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All States except NY