Private Primary Flood

Program Description

Orchid offers an alternative to the National Flood Insurance Program by providing appointed agents access to a Private Primary Flood program on non-admitted paper. This private market allows a higher limit than the NFIP and does not require the 30-day waiting period.

  • Combines Building & Contents Limit up to $5 million
  • Competitive with NFIP pricing
  • Policy wording meets lender compliance
  • No waiting period in respect to loan closing
  • Seven-day waiting period for tier 1 & 2 risks
  • 14-day waiting period for inland risks


All 50 states, The Bahamas and Caribbean

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Chris August

Program administered by

Arrowhead Programs

Representing more than $6 billion in written premium in the personal, commercial, specialty, professional liability and public entity segments