Orchid offers an alternative to the National Flood Insurance Program by providing appointed agents access to a Private Primary Flood program on non-admitted paper. This private market allows a higher limit than the NFIP and does not require the 30-day waiting period.

• Combines Building & Contents Limit up to $5 million
• Competitive with NFIP pricing
• Policy wording meets lender compliance
• No waiting period in respect to loan closing
• Seven-day waiting period for tier 1 & 2 risks
• 14-day waiting period for inland risks

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All 50 states, The Bahamas and Caribbean