In an effort to limit exposures in coastal counties, carriers may offer homeowners coverage without the peril of windstorm included. In cases like this, you can offer your client a separate Wind-Only policy. This policy covers damage from hail and windstorms, regardless of whether the damage came from a named storm or everyday storm. There are no other perils covered with this type of policy.

• Our Wind Only minimum is as low as $250,000 in most states
• Flexibility in our coverage limits as long as they do not exceed the maximum values of:
  • Coverage B 30% of Coverage A
  • Coverage C 70% of Coverage A
  • Coverage D 30% of Coverage A
• Flexible deductible options as low as 1% in some states
• Ability to write multi-family dwelling with a maximum of 4 families
• Can write Protection Class 9 or 10 risk with the appropriate questionnaire completed

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All 50 states, The Bahamas and Caribbean