Excess Flood insurance steps in when a federal flood policy or private flood policy isn’t enough. For example, in the event of a loss, once the NFIP limit of $250,000 has been exhausted, the Excess Flood limit begins to apply.
Excess Flood also helps cover additional costs on contents after the $100,000 coverage is used up. While standard flood is available through the NFIP, protection with Orchid’s Excess Flood means your client is covered above and beyond where others draw the line.
Representing more than $6 billion in written premium in the personal, commercial, specialty, professional liability and public entity segments